The following also enjoy PhilHealth coverage without additional premiums for each qualified dependent:

• Legal spouse (non-member or membership is inactive)
• Child/ren - legitimate, legitimated, acknowledged and illegitimate (as appearing in birth certificate) adopted or step below 21 years of age, unmarried and unemployed. Also covered are child/ren 21 years old or above but suffering from congenital disability, either physical or mental, or any disability acquired that renders them totally dependent on the member for support.
• Parents (non-members or membership is inactive) who are 60 years old, including stepparents (biological parents already deceased) and adoptive parents (with adoption papers).

All your qualified dependents are entitled to a separate coverage of up to 45 days per calendar year. However, their 45 days allowance will be shared among them.

Important: Your dependents need to be declared and/or updated with PhilHealth to include them in your Member Data Record or MDR, your official membership profile with PhilHealth. Your updated MDR will make your benefit availments easier and convenient.